Based on the use of big data. Data is a symbol of the new era. On the one hand, the financial industry is an important producer of big data, but also highly dependent on information technology. Internet finance is based on big data, cloud computing, social networks and search engines to mine customer information and manage credit risk. It mainly generates and disseminates information through the network, sorts and retrieves information by using search engines, and processes it through cloud computing to meet the needs of customers in information mining and credit risk management.<br>
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