"Five insurance" refers to five types of insurance, including old-age insurance, medical insurance, unemployment insurance, work injury insurance and maternity insurance, that is, social security, which is usually referred to.<br>"One gold" refers to the housing provident fund.<br>Among them, old-age insurance, medical insurance and unemployment insurance, these three kinds of insurance are jointly paid by enterprises and individuals, industrial injury insurance and maternity insurance are entirely borne by enterprises. Individuals do not have to pay. It should be noted here that "five risks" are statutory, and "one gold" is not statutory.<br>Because maternity insurance is not for everyone, so many people use the "four risks and one gold" instead of "five risks and one gold"
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