商业银行的风险指商业银行在经营过程中，由于无法预料的不确定因素的影响，

Risk of commercial banks means that commercial banks in the course of business, due to unforeseen uncertainties that commercial banks actual income and expected income varies, so banks have suffered financial loss or the possibility of obtaining additional revenue. <br>Commercial banks Credit risk is divided into broad risk and narrow risk. The broad sense of risk refers to the possibility of loss as well as the possibility of profit as a result of the risk; the narrow sense of risk means that the result of the risk is only the possibility of loss. Here, we mainly discuss the narrow-sense risk, and this article also studies the narrow-sense commercial bank credit risk.

The risk of commercial bank refers to the possibility that the commercial bank will suffer economic loss or obtain additional income because of the influence of unpredictability and uncertainty of commercial bank.<br>Commercial bank credit risk is divided into broad risk and narrow risk. Risk in a broad sense means that the result of the risk has the possibility of loss and the possibility of profit; Here, we mainly discuss the narrow risk, this paper is also the study of this narrow sense of commercial bank credit risk. ...

The risk of commercial bank refers to the deviation between the actual income and the expected income of commercial bank due to the influence of unpredictable uncertain factors in the operation process of commercial bank, so that the bank has the possibility to suffer economic loss or obtain additional income<br>The credit risk of commercial banks is divided into broad sense risk and narrow sense risk. The broad sense risk means that the result of the risk has the possibility of loss and profit; the narrow sense risk means that the result of the risk only has the possibility of loss. Here, we mainly discuss the narrow sense of risk, this paper is also the narrow sense of commercial bank credit risk.<br>