在保障计划当中，根据上面的情况，我认为是不需要买人寿的保险，因为父母是

In the protection plan, according to the above situation, I think that there is no need to buy life insurance because the parents have the ability to support themselves. Although their son is studying, they also have their own self-care ability. In particular, to buy life insurance, I suggest that they can buy a medical insurance, because medical insurance includes critical illnesses and accidents. If critical illnesses and accidents occur, medical insurance can provide financial help to their families and reduce their Burden, so I think it is more necessary to buy a medical insurance. <br>In terms of savings, they do not have to pay rent, and their living expenses are not large. If there is money left, I suggest that they can buy a medium- and long-term investment stock product with stable returns, such as payable funds. Although these stable returns of stock products have low returns, but the risk is relatively low, then their family income will increase.

In the protection plan, according to the above situation, I do not need to buy life insurance, because parents are able to support their own, their son is in school, but also have their own self-care ability, they also have property, so they do not have to buy life insurance, I suggest that they can buy a medical insurance, because health insurance includes critical illness, accidents, once the crisis and accident, medical insurance can provide their families with financial help to reduce their burden, So I think it's more of a need to buy a health insurance.<br>In terms of savings, they do not have to pay rent, living expenses are small, and if there is money left, I suggest that they can buy a medium- and long-term and stable return of investment stock products, such as the Payable Fund. These stable returns are low, but the risk is relatively low, so their families' incomes will increase.

In the security plan, according to the above situation, I don't think it's necessary to buy life insurance, because parents have the ability to support themselves. Although their sons are studying, they also have their own ability to take care of themselves. They also have property, so they don't need to buy life insurance specially, so I suggest they can buy a medical insurance, because the medical insurance includes In the event of a critical illness or accident, medical insurance can help their families with money and reduce their burden, so I think it is more necessary to buy a medical insurance.<br>When it comes to saving, they don't have to pay rent. They don't spend much money on living. If they have money left, I suggest they buy a medium - and long-term and stable return investment stock product, such as a payable fund. Although the return of these stable return stock products is low, the risk is relatively low, so their family income will increase<br>